Business Treasury Services
Convenient and affordable banking services your business needs to stay organized.
Business Point Deposit
With this remote deposit product you can make your business deposits directly to the bank from your office. Your company saves time and money by eliminating the need to travel to the bank. Business Point Deposit is fast, easy and secure - it's the perfect way to streamline and simplify your business banking transactions.
Online Banking
High Point Bank’s easy to use online banking system allows you to view your account history, view statements, view processed checks and make account transfers. Free with all business checking products.
Services Available with your Business’ Online Banking:
- Cash Management - allows multiple employees access to your account online.
- Direct Deposit – manage your employees direct deposits from your online banking.
- Online Wire Transfer – allows you to generate wire transfers securely without driving to the bank.
Custom Commercial Account Analysis
In Custom Commercial Account Analysis collected balances in your account will receive a monthly earnings allowance to offset your monthly analysis fees. If your monthly earnings allowance exceeds your monthly analysis fess, your account will not incur a service charge for the statement period. There are no maximums or limitations on the number of monthly transactions in your account.
Health Savings Accounts (HSAs)
HSAs are an alternative to traditional health insurance. These tax-sheltered accounts are designed to help those enrolled in a high deductible health plan pay for qualified medical expenses. Contributions, distributions, and interest earnings are tax-free and balances roll over year-to-year allowing you to save money over time. Call today to learn more about the benefits of High Point Bank’s Health Savings Account.
Positive Pay (Fraud Prevention)
Keep your account safe from fraud with this automated fraud prevention tool that will monitor your account and protect your customers.
Sweep Accounts*
For additional gains, our optional Sweep Program automatically transfers and pays back money on the company's lines of credit and/or enables you to earn interest on unused deposits placed in a Reserve Funds Cash Sweep account (FDIC insured).
- Loan Sweep Accounts are ideal for the commercial customer who has operating lines of credit and wants an automated solution to keep their checking account funded and interest expense at a minimum.
- Cash Sweep Accounts are ideal for the commercial customer who keeps large balances in their operating account and wants an automated solution to invest excess funds in a FDIC insured money market account, ensuring competitive rates.
For more information on these and other High Point Bank services, call us at 336-881-3400 or e-mail us.
* Shares of the Fund are not deposits or obligations of the bank, are not insured by the FDIC and are not guaranteed by the bank or any other governmental agency. Shares of the Fund involve investment risks, including the possible loss of principal. The bank will act solely as Customer's agent in purchasing and redeeming shares of the Fund and fees will be paid monthly by the Fund to the Bank as disclosed at the time of account opening. Rates change daily and are not guaranteed.