Personal Checking
High Point Bank has several checking accounts to fit your needs, including NO ATM FEES with our Insignia Checking – select a checking account that works best for you. All of our checking accounts come with features such as ATM access, debit cards, Cash Reserve and more.
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| Features | Free Checking | Insignia* | Piedmont Plus (Age 50+) | NOW* |
| Minimum deposit to open | $100 | $0 | $200 | $500 |
| Minimum balance to avoid fee | none | See Details Below | $200 Daily/$500 Average | $500 Daily/$1000 Average |
| Fee if below minimum balance | none | $15 per month | $5 per month | $5 per month |
| Per check charge | None | None | None | 20¢ |
| Free checks | X | X | ||
| Pays interest | X | X | X | |
| Debit Card* | X | X | X | X |
| Free Telephone Banking | X | X | X | X |
| Free Online Banking | X | X | X | X |
| Free Bill Pay | X | X | X | X |
| Free ATM Fees | X | |||
| Free Safe Deposit Box | X | |||
| Free Travelers /Cashiers Checks | X |
* Minimum balance required
Insignia Details:
- Meet any one of the following requirements to avoid the $15 monthly maintenance fee:
- $2,500 combined daily balance in checking, savings and/or Money Market Accounts
- $10,000 in Insignia, IRAs and/or CDs
- Home Equity Line of Credit
- Personal Line of Credit with a minimum line size of $10,000
Reorder Checks:
You can reorder checks at any time by visiting a convenient High Point Bank location or, for your convenience, you may click here to reorder personal checks online.
For more information on these and other High Point Bank services, call us at 336-881-3400 or e-mail us.