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Personal Savings

High Point Bank Offers convenient and flexible savings options to fit your lifestyle. Whether you’re just getting started or you’re a financial expert, you’ll find a savings option that’s right for you.

Statement Savings

A safe and secure savings account that pays daily interest at a competitive rate.

  • Easy to open with as little as $100
  • Earn interest on your balance
  • Interest compounded daily
  • Funds accessible at all locations, at ATMs and online
  • Savings by draft available
  • FDIC insured for safety and security

Kids Club Savings

The perfect start for your child's financial future. Open an account for your child or grandchild, and watch them learn the habit of financial responsibility. Children learn to save by keeping gifts, allowance, earnings and other funds in a secure savings account.

Kids Club Advantages:
  • For kids 12 and under only
  • Easy to open with a $25 deposit
  • Earn daily interest
  • Free Kids Club t-shirt and membership card
  • Special coupons and events throughout the year
  • Funds accessible at all locations and online
  • FDIC insured for safety and security

Teen Savings

The perfect account to give your teen more financial responsibility. Help your teen learn to save and continue those good savings habits as he or she gets a first job and begins to save for the future.

  • Easy to open
  • Earn daily interest
  • Funds accessible at all locations, at ATMs and online
  • FDIC insured for safety and security

Money Market Accounts

Opens with as little as $1,000 and offers high yields and immediate access to your funds via check, teller line or ATM. Higher deposits offer higher interest rates; click here to find out about our current rates. Interest is compounded daily and added to account monthly.

CDs (Certificates of Deposit)

Perfect for funds you want to deposit for a specified period of time. Available for deposits as low as $1,000, with maturity periods from one month up to four years. Higher yields offered for large deposits. You can receive your interest by check, have it deposited to an account or back to your CD.

Benchmark CDs

A special CD that protects your rate – your Benchmark CD rate automatically increases if we increase our other CD rates. If rates fall, your rates will never fall below the original rate.

For more information on these and other High Point Bank services, call us at 336-881-3400 or e-mail us.