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Making the Most of Your Money


We can help you find the account that makes the most of your money and your time. Most of our checking accounts are designed to benefit a certain lifestyle.

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Explore your options

    Our checking account options are described below, or you can compare a list of detailed features at-a-glance in table format.

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    Insignia Checking

    This account rewards you for doing more of your business with us. We believe that having more than one account or higher account balances makes you one of our loyal customers. We want to reward you by offering a superior checking account with no minimum balance to open.
    More Details

    There is no charge for a paper statement and you receive unlimited use of ATMs within the MoneyPass network, plus reimbursement for any assessed fees at other ATMs. We will provide free check options for you to choose from as well as offer you a free small safe deposit box or a discount on larger safe deposit boxes.

    Additionally, interest will be paid on the balance within the account. A bank representative can provide more detailed information on interest rates.

    Includes:

    • Debit Cards and MoneyPass ® , A national no-surcharge network of more than 20,000 ATMs
    • Free Online Banking and Bill Pay 1 
    • Free Mobile Banking 1 
    • Mobile Check Deposit 1,2 
    • Telephone Banking 
    • Sweep from Savings 

    BalanceBonus Checking & Savings

    Our BalanceBonus account was specifically designed to reward you for wanting to build your savings. Though we all want to save, it can be difficult. So we’ve built in some incentives.
    More Details

    BalanceBonus is actually two accounts: a checking account and a linked savings account that provides 
    interest rates higher than most other accounts with the bank. And the more you save, the higher the interest rate you earn, up to a cap of $10,000.

    The checking account has a monthly service charge, but by doing things like electing to receive an eStatement or adding to your BalanceBonus Savings account, it’s very easy to have all or part of your service charge waived.

    BalanceBonus Checking and Savings is full of features that help save you money and encourage building up your savings. We believe that is exactly what your bank should do.

    Includes:

    • Debit Cards and MoneyPass ® , A national no-surcharge network of more than 20,000 ATMs
    • Free Online Banking and Bill Pay 1 
    • Free Mobile Banking 1 
    • Mobile Check Deposit 1,2 
    • Telephone Banking 
    • Sweep from Savings 

    Simply Checking 

    A straightforward checking option, Simply Checking was designed for people who want an easy account to manage, with no monthly service charge. This account includes free Online and Mobile Banking access1. A mailed paper statement can be added for just $3 a month.
    More Details

    Includes:

    • Debit Cards and MoneyPass ® , A national no-surcharge network of more than 20,000 ATMs
    • Free Online Banking and Bill Pay 1 
    • Free Mobile Banking 1 
    • Mobile Check Deposit 1,2 
    • Telephone Banking 
    • Sweep from Savings 

    Piedmont Plus Checking

    Our Piedmont Plus account rewards our customers who are 60 years of age or over. It was specially designed with you in mind. With a minimum of $300 to open, you can receive a mailed paper statement each month at no extra charge. You can also order free checks within our standard check selection.
    More Details

    The $5 service charge is waived when you maintain a minimum daily balance of $300 during the monthly statement cycle. Varying interest can be earned on the balance. A bank representative can provide more detailed information on interest rates.

    Includes:

    • Debit Cards and MoneyPass ® , A national no-surcharge network of more than 20,000 ATMs
    • Free Online Banking and Bill Pay 1 
    • Free Mobile Banking 1 
    • Mobile Check Deposit 1,2 
    • Telephone Banking 
    • Sweep from Savings 

    Student Checking

    An account designed for active college students, Student Checking includes all the benefits of Simply Checking plus six ATM withdrawals per month outside of the MoneyPass network at no charge. A valid student ID is required at time of opening.
    More Details

    Includes:

    • Debit Cards and MoneyPass ® , A national no-surcharge network of more than 20,000 ATMs
    • Free Online Banking and Bill Pay 1 
    • Free Mobile Banking 1 
    • Mobile Check Deposit 1,2 
    • Telephone Banking