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Sometimes a small loan can make a big difference.

High Point Bank has personal loan products for nearly every need and situation. Our local decision-making allows us to provide the banking relationship and customer service that larger banks often just can't offer.


Credit Cards and Loans

Existing credit-card customers can access their account by clicking the button below.

Access Your Credit Card Account

Personal Loans

Funds are available to well-qualified customers for home improvement, debt consolidation and other financial needs. High Point Bank offers personal loans tailored to your specific financial needs and goals.

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Personal Lines of Credit

High Point Bank offers unsecured lines of credit to qualified individuals. These convenient lines can provide overdraft protection on a checking account or fulfill small short-term borrowing needs.

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Home Equity Lines

A convenient line of credit that’s available when you need it. Interest is tax deductible in most cases (please consult your tax advisor for information regarding deductibility). Our Home Equity services allow you to acquire cash at attractive rates for major purchases, unexpected emergencies and other needs. Contact a mortgage officer.

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Vehicle Loans

When you’re ready for a new ride, our vehicle loan services can put you in the driver’s seat. Our simple interest loans feature attractive rates, low monthly payments and no prepayment penalties.

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Mortgage Loans

Whether it’s your dream home or a starter, we offer convenient mortgage loans at attractive rates. Both fixed and variable rates are available with terms to fit your financial needs.

To help you in your decision-making, High Point Bank offers the following loan-related financial calculators .

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Credit Cards

Get the credit card that gets you. Our credit cards offer features and benefits to meet a variety of financial needs. Take a look at what each card has to offer and decide which one is right for you. You can even put your favorite photo on your credit card! It's easy to do and a fun way to show your personality whenever you shop. Credit Cards are issued by First Bankcard®, a division of First National Bank of Omaha. Learn more or apply now.

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Prepaid Cards

Pre-paid Visa® Gift Cards, Visa Travel Cards and Visa Reloadable Cards are available for various purposes. Fees and limits may apply.

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