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Savings is what futures are built on. 

It's so important to save, yet it can be so difficult. That is why we have many FDIC-insured savings accounts with built-in incentives to help you save more. All accounts (except Kids Club) are accessible at ATMs and offer free Online and Mobile Banking.


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Statement Savings

This is a safe and secure savings account that earns daily interest at a competitive rate. Statement Savings is easy to open, with as little as a $300 deposit. You can even divert a portion of your direct deposit to this account and save automatically.
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Kids Club Savings

With only a $25 minimum deposit to open and fun features year-round, High Point Bank’s Kids Club is a fun way to teach children financial responsibility. This account earns the same rate of interest as a Statement Savings account and offers special gifts for our account holders 12 and under.
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Teen Savings

Once your child has graduated from the Kids Club, they can continue to watch their savings grow through a Teen Savings account. The minimum opening deposit is $25; the account earns interest at the same rate as a Statement Savings account.
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Money Market Accounts

Open a Money Market Account with as little as $1,000. Higher deposits offer higher interest rates. Interest is compounded daily and added to the account monthly. Balance Tiers include $500, $1,000, $10,000, $25,000 and $50,000.
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BalanceBonus Savings

BalanceBonus Savings accounts are available to customers who have either a BalanceBonus Checking Account or Insignia Checking Account. They provide some of the highest interest earnings rates at High Point Bank. The interest rate grows with your balance, up to $10,000.
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CDs (Certificates of Deposit)

Perfect for funds you want to deposit for a specified period of time. CDs are available for deposits as low as $1,000, with maturity periods from one month up to four years. Higher yields are offered for large deposits. You can receive your interest by check, have it deposited to an account, or reinvested back into your CD. CDs are not accessible at ATMs.
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High Point Bank is a participant in the CDARS program, allowing deposit customers with very high balances to purchase CDs with one bank but have the assets allocated among multiple banks as to not exceed FDIC deposit insurance limits.
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High-Value Deposit Protection

Through a High-Value Deposit Protection Account, both businesses and individuals can receive FDIC-backed insurance coverage on funds exceeding the $250,000 limit.* And you’ll do it with an account that has features far beyond a simple savings account.
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*Insurance limits in High-Value Deposit ProtectionAccounts can vary periodically. Please speak with a High Point Bank representative to discuss current FDIC Insurance limits.