NO TWO BUSINESSES ARE EXACTLY ALIKE.
That’s why we take the time to make sure you’re in the right business checking products.
Companies manage their money differently based on the cash flow requirements of their business. We understand that. And that’s why we put a good bit of care into recommending the right checking products for our customers — no matter the size of their business.
Our full-featured account option, Analysis Checking meets the needs of companies with more advanced cash-management requirements.
With no monthly maintenance fee plus Online Banking and Bill Pay, many smaller businesses find Standard Checking to be the most efficient account to meet their needs.
Foundations. Clubs. Churches and civic groups. As a community bank, it’s just natural that we offer a checking account designed especially for nonprofit needs.
Some businesses elect to use a combination of transactional and interest-bearing accounts to meet their needs. But for those who desire a single-account cash-management solution, we offer Interest Checking.
BusinessPoint Remote Deposit
Remote Deposit uses scanner technology to enable High Point Bank customers to securely deposit checks into their accounts directly from their office, rather than having to visit a branch location to make daily deposits.
Online Banking and cash management
Customized solutions for your business
When working with a new customer, we ask for two months of your prior bank statements. We analyze the activity and then recommend an account structure that would meet your needs in terms of handling your transactions at the minimum level of fees. It may be that your business is best suited for Standard Checking. Or Interest Checking. Or Analysis Checking, if you’ve got very high transaction volumes.
But most often, it’s not just one account that provides the solution. Based on our review, we can recommend a second account, such as a Money Market Account with a sweep feature, which can help you manage your cash flow while maximizing the money that’s earning interest.
And, of course, we’ll also recommend tools such as adding a Remote Deposit Scanner if we believe that it’ll help you and your staff be more efficient and profitable.
So it’s not one size fits all. We’ll take the time to carefully recommend account solutions that are best for you and your growing business — no matter your size.