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Make doing business easier

Whether it’s through their acceptance or usage, credit cards are a flexible and convenient way for businesses to transact business. But you need to make sure you’ve got the right solutions for today’s customer.



Merchant accounts can help you improve cash flow, reduce collection efforts and make it easier for your customers to do business with you. Having your merchant account with High Point Bank provides you with a local specialist who can work with you to set up your account and resolve any issues that may arise along the way.

EMV Chip Cards—Getting ready

Starting October 1, 2015, businesses need to be ready to accept credit cards featuring chip technology—or the burden from fraud shifts to the merchant. As your merchant bank, High Point Bank can provide you with the equipment and solutions to securely read and accept EMV chip cards from your customers.


Flexible payment acceptance solutions

High Point Bank offers our merchant customers solutions that do more than just help you accept a credit card across the counter. We can help you with alternative card payment acceptance such as online shopping carts, recurring online payments and payments via phone—making it easy for your customers to do business with you no matter your business model.


 High Point Bank provides our customers with a number of credit card options including rewards cards. All of our business credit cards include these benefits: 

Free 24/7 Online Access for managing your account. View transaction activity and history, pay your bill, set up your alerts and more.1

Free Management Reports to help you track expenses, monitor your spending, spot tax deductions, prepare your tax filings and forecast expenses more easily. 

Cash Flow Management with the flexibility to cover the cost of supplies, equipment, travel and more.

Added Security with fraud protection, extended warranties, travel accident insurance and identity theft protection. 2 LEARN MORE

1 Only a program administrator or authorized company representative, as applicable, can enroll your company’s business credit card online.  

2 Complete details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.

Compliance Information For Our Merchant Customers

The PCI Security Standards Council has mandated that all merchants who store, transmit or process cardholder information must maintain compliance with the Payment Card Industry Data Security Standard (PCI DSS). We, as your merchant service provider, understand the risks and financial costs that a compromise can pose to your business. In support of this important mandate, we require all merchants to annually validate their PCI DSS compliance status with us. If you haven’t already done so, please visit the PCI website to begin the process. If you have questions or need assistance, please feel free to contact us at 336-881-3400.

Whether you do business over the counter, over the web or through an invoice model, we'll advise you on your most effective and cost-efficient options for merchant services. Complete the form below to get in touch with our team.