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Retirement Point


Our goal is to help your hard-earned money enable you, or your employees, to have an easy retirement.


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At High Point Bank we understand retirement.


In fact, we’ve been helping our customers enjoy retirement for more than 100 years. This experience led us to develop a 401(k) solution we call Retirement Point. 

Rather than just a "product," Retirement Point is a proven solution focused on getting people to a successful retirement. Our core philosophy is to make things simple and to be a presence throughout the life of the retirement plan. Retirement Point allows us to act as a 3(38) Investment Fiduciary, providing specific guidance and advice regarding the plan’s investment menu, something not available in most 401(k) plans.

Retirement Point is just one of our plan solutions; call us to learn more about our complete offering and to review the options that might work best for your business.


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Our Approach

Our goal is to understand your unique needs and build a relationship based on integrity, prudent investment management and outstanding customer service. We believe in Purpose-Driven Allocation. Investment strategies are designed to meet the purposes that each investor has for their portfolio, taking into account long-term goals and individual risk tolerance.

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Benefits for the Employer

Minimal liability —Fiduciary management including periodic reviews.

Guidance —A consultative partner who designs a plan that’s compliant and poised to perform.

Efficiency —Low costs, fee benchmarking

Convenience —Online plan management and reporting

Benefits for the Employee

Choice —Opt for professionally managed or self-directed investments

Guidance —Individual meetings with a local advisor

Efficiency —Low fee structure allows for better long-term returns

Convenience —Online monitoring and account management

Request a Complimentary Retirement Plan Check-up 

A no-obligation meeting with a Retirement Point representative can determine if it’s likely that you can have a more worry-free retirement plan, with better guidance, more frequent communication and lower fees for both employer and employees.

Call Chris Bettis at 336.819.4411 or complete the form below to request a retirement plan check-up.