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Retirement Point

Our goal is to help your hard-earned money enable you, or your employees, to have an easy retirement.


At High Point Bank we understand retirement.

In fact, we’ve been helping our customers enjoy retirement for more than 100 years. This experience led us to develop a 401(k) solution we call Retirement Point. 

Rather than just a "product," Retirement Point is a proven solution focused on getting people to a successful retirement. Our core philosophy is to make things simple and to be a presence throughout the life of the retirement plan. Retirement Point allows us to act as a 3(38) Investment Fiduciary, providing specific guidance and advice regarding the plan’s investment menu, something not available in most 401(k) plans.

Retirement Point is just one of our plan solutions; call us to learn more about our complete offering and to review the options that might work best for your business.


Our Approach

Our goal is to understand your unique needs and build a relationship based on integrity, prudent investment management and outstanding customer service. We believe in Purpose-Driven Allocation. Investment strategies are designed to meet the purposes that each investor has for their portfolio, taking into account long-term goals and individual risk tolerance.

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Benefits for the Employer

Minimal liability —Fiduciary management including periodic reviews.

Guidance —A consultative partner who designs a plan that’s compliant and poised to perform.

Efficiency —Low costs, fee benchmarking

Convenience —Online plan management and reporting

Benefits for the Employee

Choice —Opt for professionally managed or self-directed investments

Guidance —Individual meetings with a local advisor

Efficiency —Low fee structure allows for better long-term returns

Convenience —Online monitoring and account management

Request a Complimentary Retirement Plan Check-up 

A no-obligation meeting with a Retirement Point representative can determine if it’s likely that you can have a more worry-free retirement plan, with better guidance, more frequent communication and lower fees for both employer and employees.

Read the DCIIA's Guide for Plan Sponsors--helping employers understand and evaluate retirement income options.

Information on correcting an individual's Social Security record can be found here.

Call Rhonda Peeden at 336.881.3613 or complete the form below to request a retirement plan check-up.