Identity Theft is a very serious matter. Are you taking the right steps to protect your identity and credit?
There are numerous things you do throughout the day that make it easy for someone to steal your identity. A thief can access your personal information by stealing your purse or wallet, rummaging through your trash for information, stealing your mail, or completing a false change of address form to re-direct mail to their address. A thief may even contact you through phone or email, acting as a representative of a legitimate company or your bank.
Once a thief has that information they can steal your identity without your knowledge and it could take you years to repair it. You can minimize this risk by managing your personal information cautiously.
Here are some great resources to help you prevent Identity Theft:
Fighting Back Against Identity Theft (Federal Trade Commission)
Order a free annual credit report from one or all of the consumer reporting agencies – visit www.annualcreditreport.com or call 1-877-322-8228.
If you suspect someone has stolen your identity, contact one of the three major reporting agencies and place a fraud alert on your credit reports.:
- Equifax: www.equifax.com or 1-800-685-1111
- Experian: www.experian.com or 1-888-EXPERIAN (397-3742)
- TransUnion: www.transunion.com or 1-800-916-8800