Merchant Services & Credit Cards

Whether it’s through their acceptance or their usage, credit cards are a flexible and convenient way for businesses to transact with their customers and vendors. High Point Bank offers several solutions for your business.

VISA Business CheckCard
Authorized business associates can make purchases, withdraw cash, check balances and more...24 hours a day. Funds are automatically debited from your business checking account.  These CheckCards can be used nationwide with no surcharges on MoneyPass ATMs.  For a list of these no-surcharge ATMs, visit .

Merchant Accounts
Merchant Accounts allow a business to accept credit and debit cards from their customers in payment for goods and services. Many consumers prefer card payments over check payments, and your Merchant account will improve your cash flow, eliminate or reduce collection requirements, increase sales and more. Contact Steve Farabee at 336.881.3244 or Joann McDowell at 336.881.3484 to learn how to get set up for a Merchant Account.

Business Credit Card Options
All of our business credit cards include these benefits:

  • Free 24/7 Online Access for managing your account. View transation activity and history, pay your bill, set up your alerts, and more.1
  • Free Management Reports to help you track expenses, monitor your spending, spot tax deductions, prepare your tax filings, and forecast expenses more easily.
  • Cash Flow Management with the flexibility to cover the cost of supplies, equipment, travel, and more.
  • Added Security with fraud protection, extended warranties, travel accident insurance, and identity theft protection.          

To learn more about High Point Bank’s credit card offerings or to apply, please stop by any of our branch locations.

Business Visa

Business Edition® Visa® Card                    

The Business Edition® Visa® Card offers many benefits, such as low rates, no annual fee*, and online access to view transactions and track business expenses. You'll receive online access to view transactions, pay your bill, view up to seven years of prior statements and more.1

Business Edition® Visa® Card with Absolute RewardsSM

Or select the Business Edition® Visa® Card with Absolute RewardsSM. This card allows you to earn points with every dollar in qualifying purchases.** Redeem points for travel, gift cards, merchandise, even cash back in the form of a credit to your account.  With Absolute RewardsSM, every dollar spent is a reward for you:**   

  • 5 points per $1 spent on qualifying business expenses (up to $25,000 during each 12 billing cycle period).**
  • 2 points per $1 spent on qualifying gas and dining transactions (up to $25,000 during each 12 billing cycle period).** 
  • 1 point per $1 spent on other purchases.**
  • No annual fee*
  • Competitive rates      
  • Separate business and personal expenses
  • Online access to view transactions, pay your bill, view up to seven years of prior statements and more.1

Commercial Edition Visa

Commercial Edition® Visa® Card 

The Commercial Edition® Visa Card facilitates your travel, entertainment and purchasing spending while maintaining policy controls. Maximize cash flow and gain better insight into your spending with advanced reporting tools. The card also allows your company to minimize risk with multiple payment and statement options, and the ability to establish individual credit limits. Act Now. 

Purchasing Edition Visa

Purchasing Edition® Visa® Card         

The Purchasing Edition® Visa® Card allows you to receive goods faster, negotiate discounts with suppliers and easily manage company billing accounts. Optimize your cash flow, reduce purchasing costs and gain better insight into your spending with advanced reporting tools.  Act Now.     


Important information: FirstBankcard® reserves the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. Required minimum payments may be allocated to the lower APRs first. Payments in excess of the required minimum payment will generally be applied to balances with highest APRs first. All changes in terms will be subject to the requirements of applicable law. Offer applies to new accounts only.  

*For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms

** See the Rewards Terms and Conditions in the Summary of Credit Terms for Details.

1 Only a Program Administrator or Authorized Company Representative, as applicable, can enroll your Company’s Business Credit Card online.
2 Complete details, including restrictions, limitations and exclusions will be available when you become a Cardmember.

©2014 Visa® Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A. Inc.  Business Edition, Commercial Edition® and Purchasing Edition® are federally registered service marks owned by First Bankcard®, a division of First National Bank of Omaha.

For more information on these and other High Point Bank services, call us at 336-881-3400 or e-mail us.