Personal Lending

High Point Bank has personal loan products for nearly every need, with local decision making to provide the banking relationship and customer service that larger banks often just canít offer.

Personal Loans
Funds are available to well-qualified customers for home improvement, debt consolidation and other financial needs. High Point Bank offers personal loans tailored to your specific financial needs and goals.

Personal Lines of Credit
High Point Bank offers unsecured lines of credit to qualified individuals. These convenient lines can provide overdraft protection on a checking account, or fulfill small short-term borrowing needs.

Vehicle Loans
When youíre ready for a new ride, our vehicle loan services can put you in the driverís seat. Our simple interest loans feature attractive rates, low monthly payments and no prepayment penalties.

Mortgage Loans
Whether itís your dream home or a starter, we offer convenient mortgage loans at attractive rates. Both fixed and variable rates are available with terms to fit your financial needs.† For more information and an application, visit the Mortgage section of the website.

Home Equity Lines
A convenient line of credit thatís available when you need it.† Interest is tax deductible in most cases (please consult your tax advisor for information regarding deductibility). Our Home Equity services allow you to acquire cash at attractive rates for major purchases, unexpected emergencies and other needs.

To help you in your decision making, High Point Bank offers the following loan-related financial calculators.

If you'd like more information or for a representative to contact you, please contact us here.